Cash flow is truly the king for all types of business. As an import/export business owner, it can be difficult to consistently maintain cash flow when engaging in international trade. Especially with risks arise from international payment delays, and the need to pay manufacturers for products weeks, or even months before the goods can be sold. Thus, a sound source of funding is crucial for importer/exporters. 

This article briefly introduce two types of import and export loans as well as their applications. For small business, the loan can bridge the gap between the time you pay you supplier from overseas and the time you receive payment from your customer. Also, with the loan you are able to pay faster and it increases your bargaining power with oversea suppliers. As a result, your credit rating will be improved as well.